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Esteem Banking

Esteem Banking
Esteem Individual Account

Esteem customers can make deposits, withdrawals and payments in USD, Rand and or Pula as and when they require. The account is specifcally targeted at middle to high income individuals.

 

Benefits

• Bank by fax or phone

• Pick and drop services

• Wide distribution channel such as POS, Zimswitch and Cellphone Banking

• Peaceful and tranquil environment

• Access to overdrafts

• Exclusivity

• Personalised service through Account Relationship Ofcers

Conditions

Initial Deposit $100.00/ZAR1000.00
Minimum Balance $10.00/ZAR100.00
Account Maintenance Fees $10.00
Interest Rates 0.5% p. a
Withdrawal Charges 1%
Internal Transfers $1.00
Bank Statement $0.50 per page
Reactivation of Dormant Accounts $5.00
Deposit books Duplicate - $7.00 Triplicate - $12.00
SPA Fees $2.50
RTGs Fees $5.00
Esteem Corporate Account

This is a transaction account targeted at corporate customers. Deposits are available on-demand.

 

Benefits

• Bank by fax or phone

• Pick and drop services

• Wide distribution channel such as POS, Zimswitch and Cellphone Banking

• Peaceful and tranquil environment

• Access to overdrafts

• Exclusivity

• Personalised service through Account Relationship Ofcers

Loan Conditions

Initial Deposit $500.00/ZAR3000.00
Minimum Balance $100.00/ZAR1000.00
Account Maintenance Fees $10.00
Interest Rates 0.2% p. a
Withdrawal Charges 1%
Internal Transfers $2.00
Bank Statement $1.00 per page
Interest rates 0.5% p. a
Reactivation of Dormant Accounts $5.00
Deposit books Triplicate - $12.00
Triplicate - $7.00

Account opening requirements include:

• Certifcate of Incorporations

• Memorandum and articles of Association

• CR14 & CR6

• Directors Identity Documents( IDs and Proof of residence)

Esteem Investments, Savings and Other Services

Customers have access to the Smartsave, Easysave and Juniorsave accounts. They also have access to CODs. Other services at Esteem Banking include:

• Banking by phone/ fax

• Pick and drop services

• Western Union money transfer All POSB branches also offer Esteem Banking service. The customer, on identifying themselves as an Esteem Banking customer, is served from the branch manager’s office.

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